magnifund group san diego

BUYING A HOME

Purchasing a Home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.
Below and throughout this site, you will find information that will help you with the purchase of your new home.

Want a general idea of what you qualify for? Get PRE-Qualified and we will give you a quote based on a few pieces of information. The information you submit is secure through 128bit SSL military encryption.

If you would like to know exactly what you qualify for, apply online and we will give you an accurate assessment of what you qualify for. Any information you submit to MagniFund will remain confidential.

If you have any questions, you can simply click "Contact Us" at the navigation bar above. There are other methods you can use to contact MagniFund, such as Email, or you can call 888.828.4808.

AM I REALLY READY TO BUY?

Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than renting, but in many cases, mortgage payments can be even less than renting. When considering home ownership for the first time, you need to decide whether buying masfonanical and practival sense for you right now or if you are better off renting. Consider both the advantages and disadvantages to renting as well as buying, and weigh the pros and the cons of your particular situation

Residential Mortgage by MAGNIFUND GROUP

HISTORY OF MAGNIFUND GROUP

Millions of American's dream of owning a home, raising a family, and even running their own business.  Magnifund Group knows a little bit about those dreams.
We opened our doors for business operating out of a small executive suite with a handful of employees, our first year. Like many entrepreneurs just starting out, we weren't sure where the road would lead, but we were passionate about our work.
Fast-forward:

• Magnifund Group is a division of Primary Residential Mortgage.
• Since 2001 PRMI has an average annual volume of nearly $5 billion.
• PRMI has more than 275 branches across the country.
• We are one of the largest lenders originating FHA government loans.

Our excitement for financing homes hasn't diminished. And in spite of the fantastic growth we've experienced, we haven't forgotten where we came from. We believe in being small even though we've gotten big and hold fast to the principle of keeping a personalized approach to business, making sure ourborrowers get a customized mortgage experience.

OUR MORTGAGE PHILOSOPHY

Mortgages are not one-size-fits-all. Each one is as unique as the people that apply for them. Income, credit history, and desired type of residence are just a few of the numerous factors that make each borrower's profile different.
Regardless of your circumstances, our lending philosophy is simple: hassle-free, professional, and personalized service.

Hassle-Free

Getting a mortgage can be stressful and confusing—after all, it is the single largest purchase most people will ever make. We employ automated technology at every step of the process to keep things simple, secure, and clear. And we still haven't forgotten the importance of the human touch. With branches across the country, your loan officer is never more than a phone call away. Our goal is to make the process as seamless as possible so you sleep easy from the day you walk through our door.

Professional

We hire only the best and brightest people in the business. Our branch managers undergo a rigorous screening process before they join us. Be assured you are working with a professional. Each branch continually meets up-to-date state licensing and Continuing Education requirements.

Personalized

Whether you're a first-time borrower or a seasoned home owner with outstanding credit or a less-than-perfect credit history, our branches are committed to finding the best loan for you. Not the trendiest loan. Not the loan from a certain company. But the loan that best serves your financial well-being. 
We think you'll enjoy having a customized mortgage experience. Feel free to contact us and experience the difference today.

 

COMMUNITY INVOLVEMENT

Magnifund Group embraces its responsibilities as a corporate citizen. We encourage our employees to improve their lives and the lives of others by donating their time, talents, and other resources to charities that benefit the communities we work in. Whether it's our local branches supporting a cause or the corporate office lending a helping hand, we actively strive to live the value of "caring for the communities we work in."